One of the most frequently asked question we receive is “What can I pay with CardUp?” and “Who can I pay with CardUp?”. In short, here is our answer:

Payment types-final


CardUp supports payments to:

  1. Rental payments (to a landlord)
  2. Rental deposits (to a landlord)
  3. Condominium maintenance fees (to a MCST or property developer)
  4. Tuition/School fees (to Singapore based schools or education centres)
  5. Insurance Premiums 
  6. Income/Property Tax
  7. Stamp Duty
  8. Season Parking
  9. Car Loans
  10. Electricity bills
  11. Helper (foreign domestic workers) salary
  12. Miscellaneous
  13. Suppliers (applicable to CardUp for Business)
  14. Payroll (applicable to CardUp for Business)
  15. Corporate Tax (applicable to CardUp for Business)

By shifting your expenses to your existing credit cards, you would be able to earn miles, points and cashback from payments that you are already making, even if your recipients do not accept cards! For some credit cards, your rewards are dictated by your spend amount – the more you spend, the higher your reward tier. CardUp provides the possibility of shifting these payments to your credit card, allowing you to reach a higher tier without making additional purchases. With CardUp, you may even maximise your rewards earned by paying with different cards to minimise rewards lost due to exceeding the cap limit. What’s more, CardUp is entirely online – allowing you to schedule payments to your recipients online, any time, any day as long as you have the supporting documents on hand.

Besides our listed payment types, our users are always enquiring about other payment types to ensure they are accumulating miles, points and cashback on all of their expenses. If you would like to suggest a new payment type, do email us with supporting documents such as an invoice or a receipt and we will get back to you as soon as possible. If you are unsure which category your payment type falls under, feel free to contact us here or email us at and we will be glad to advise!

Optimise your expenses and pay with CardUp today! Sign up for free here.