There are about 8 million credit cards in Singapore, held by just 1.6 million cardholders. That’s an average of 5 cards for every cardholder! 

While this hardly comes as a surprise with the number of card choices available in the market, the sheer variety of cards also make it difficult to select the best cards to hold on to. 

Should we look at reward earn rates and card perks? How about sign up bonuses? 

 

Why you should hold on to an American Express Card

American Express Cards are a popular choice amongst many cardholders, which does not come as a surprise – with attractive perks, convenience redeeming Singapore Airlines KrisFlyer miles, as well as attractive bonuses, such as welcome bonuses and spend bonuses:

  • Welcome bonus: Get additional bonus miles the very first time you charge your card - this bonus is applicable for first-time American Express Singapore Airlines Credit Card applicants only!
  • Spend bonus: Receive bonus miles when you spend a certain amount within a fixed period of Card Membership - this will be on top of your regular base earn on your card!

From time to time, American Express Card Members can also enjoy exclusive promotions on your favourite merchants, and that’s definitely something you wouldn’t want to miss out on.

Here's how you can fly business class at up to 85% off with CardUp and American Express

When you make a payment on CardUp, you are essentially earning air miles on payments you'd otherwise not earn on. This means you're not spending on anything additional, just shifting payments made using cash, cheque or bank transfers onto your favourite credit cards! These include your large day-to-day payments including rental, insurance premiums, education fees, helper salaries and more!

While there is a small CardUp fee of 2.6% on every transaction made with an American Express Card, this fee can be easily outweighed by the rewards earned.

CardUp is running an exclusive offer for American Express Card Members - enjoy a lowered fee of 2.4% (u.p. 2.6%) on your income tax payment this year, saving you even more! Simply apply the promo code AMEXTAX24 when setting up your payment. Terms and conditions apply.

 

Here's how you can be earning 150,000 Membership Rewards points and getting a business class flight for 85% off using The American Express® Platinum Card:

Spend

$20,000 on your income tax payment after Card approval

Base earn

50,000 Membership Rewards points, based on doubled 4 Membership Rewards points earned per S$1.60 spent locally (CardUp spend included!) - valid until 20 July 2020.

Terms and Conditions apply.

Bonus earn (Welcome / CardUp exclusive bonuses)

100,000 Membership Rewards points (examples broken down in the next section!)

Total earn

150,000 Membership Rewards points

Worth

$3,270 when redeemed for a return business class flight to Beijing, China

CardUp fees (2.4% fee per transaction)

$480 with our income tax promotion

Savings

$2,790, or 85% off!

 

Don’t have an American Express Card yet? With these attractive bonuses (and CardUp-exclusive bonuses below), apply before 31 July 2020 to earn up to 4.5 miles per dollar spent! 


Here is the list of cards featured:

CardUp with The American Express® Singapore Airlines KrisFlyer Credit Card

The American Express® Singapore Airlines KrisFlyer Credit Card

> Earn up to 22,500 KrisFlyer miles with $5,000 spent!

The quintessential American Express Card has a reputation as a hassle-free, easy-to-use miles card – KrisFlyer miles are earned directly on this card, without the need for any transfer fees or lengthy processing times. With such convenience, coupled with attractive signup offers and other Singapore Airlines-related perks, this Card is ideal for many Card Members new to the air miles game!

 

With a minimum spend of $5,000:

Welcome bonus

5,000 KrisFlyer miles the very first time the card is charged

(Only first-time applicants of Singapore Airlines Credit Cards can receive this benefit)

Spend bonus 8,000 KrisFlyer miles when you spend $5,000 in the first 3 months of Card Membership
CardUp exclusive bonus 4,000 KrisFlyer miles when applied through the link below
Base earn 5,500 KrisFlyer miles based on 1.1 KrisFlyer miles earned per S$1 spent locally (CardUp spend included!)
Total miles earned 22,500 KrisFlyer miles
Effective mile per dollar 4.5 miles per dollar spent

APPLY NOW

 

CardUp with The American Express® Singapore Airlines KrisFlyer Ascend Credit Card

The American Express® Singapore Airlines KrisFlyer Ascend Credit Card

> Earn up to 41,000 KrisFlyer miles with $10,000 spent!

Not to be confused with the previous Card, The American Express Singapore Airlines Ascend KrisFlyer Card is a bumped-up version of the co-branded KrisFlyer card. While it comes with a higher minimum income requirement for application, it gives a higher earn rate of 1.2 miles per dollar spent, and additional benefits such as complimentary hotel stays and airport lounge access passes.

 

With a minimum spend of $10,000:

Welcome bonus

5,000 KrisFlyer miles the very first time the card is charged

(Only first-time applicants of Singapore Airlines Credit Cards can receive this benefit)

Spend bonus 16,000 KrisFlyer miles when you spend $10,000 in the first 3 months of Card Membership
CardUp exclusive bonus 8,000 KrisFlyer miles when applied through the link below
Base earn 12,000 KrisFlyer miles based on 1.2 KrisFlyer miles earned per S$1 spent locally (CardUp spend included!)
Total miles earned 41,000 KrisFlyer miles
Effective mile per dollar 4.1 miles per dollar spent

APPLY NOW

 

CardUp with The American Express® Singapore Airlines PPS Club Credit Card

The American Express® Singapore Airlines PPS Club Credit Card

> Earn up to 38,000 KrisFlyer miles with $10,000 spent!

The American Express Singapore Airlines PPS Club Credit Card lets you earn 1.3 KrisFlyer miles per dollar spent on the first $3,800 in local currency each month, and any amount thereafter earns you an upsized 1.4 miles per dollar. This makes it a great card for your large expenses, including on CardUp!

As a PPS Club Member, you also get to enjoy many flight perks with Singapore Airlines, such as double Krisflyer miles accrual vouchers and 50% off KrisFlyer miles redemption vouchers, depending on your spend tier with Singapore Airlines. 

 

With a minimum spend of $10,000:

Welcome bonus

5,000 KrisFlyer miles the very first time the card is charged

(Only first-time applicants of Singapore Airlines Credit Cards can receive this benefit)

Spend bonus 16,000 KrisFlyer miles when you spend $10,000 in the first 3 months of Card Membership
CardUp exclusive bonus 4,000 KrisFlyer miles when applied through the link below
Base earn 13,000 KrisFlyer miles based on 1.3 KrisFlyer miles earned per S$1 spent locally (CardUp spend included!)
Total miles earned 38,000 KrisFlyer miles
Effective mile per dollar 3.8 miles per dollar spent

APPLY NOW

 

CardUp with The American Express® Singapore Airlines Solitaire PPS Club Credit Card

The American Express® Singapore Airlines Solitaire PPS Club Credit Card

> Earn up to 38,000 KrisFlyer miles with $10,000 spent!

The American Express Singapore Airlines Solitaire PPS Club Credit Card similarly lets you earn 1.3 KrisFlyer miles per dollar spent on the first $3,800 in local currency, and any amount thereafter earns you even more rewards at an upsized 1.5 miles per dollar!

Similarly, as a PPS Club member, you will also get to enjoy perks such as 50% off KrisFlyer miles redemption vouchers and a one sector upgrade from Business Class to First Class, again depending on your spend tiers with Singapore Airlines.

 

With a minimum spend of $10,000:

Welcome bonus

5,000 KrisFlyer miles the very first time the card is charged

(Only first-time applicants of Singapore Airlines Credit Cards can receive this benefit)

Spend bonus 16,000 KrisFlyer miles when you spend $10,000 in the first 3 months of Card Membership
CardUp exclusive bonus 4,000 KrisFlyer miles when applied through the link below
Base earn 13,000 KrisFlyer miles based on 1.3 KrisFlyer miles earned per S$1 spent locally (CardUp spend included!)
Total miles earned 38,000 KrisFlyer miles
Effective mile per dollar 3.8 miles per dollar spent

 

APPLY NOW

 

CardUp with The American Express® Platinum Credit Card

The American Express® Platinum Credit Card

> Earn up to 77,000 Membership Reward points with $12,000 spent!

While The American Express Platinum Credit Card may not have as attractive earn rates (2 Membership Rewards points per $1.60, equivalent to approximately 0.69 miles per dollar) compared to the rest of the American Express Card lineup, there are still many perks that make this a popular Card. One of which is that the Membership Rewards (MR) points earned do not expire, and can be transferred to not just KrisFlyer miles, but also to other programs such as Asia Miles, British Airways Executive Club, China Airlines, Emirates Skywards and more. 

Other benefits include access to the popular Love Dining program, which offers up to 50% off at selected 5-Star hotels and restaurants, making it a favourite Card amongst many wine-and-dine lovers!

 

If you spend $12,000:

Welcome bonus 25,000 Membership Rewards points upon spending $6,000 in the first 3 months of Card Membership
Next spend bonus 25,000 Membership Rewards points upon spending $6,000 in the 4th to 6th months of Card Membership
CardUp exclusive bonus 12,000 Membership Rewards points when applied through the link below
Base earn

15,000 Membership Rewards points, based on 2 Membership Rewards points earned per S$1.60 spent locally (CardUp spend included!)

Terms and Conditions apply.

Total MR / miles earned 77,000 Membership Rewards points

= Approximately 42,770 KF miles
Effective mile per dollar Approx 3.56 miles per dollar spent

APPLY NOW

 

CardUp with The American Express® Platinum Card

The American Express® Platinum Card

> Earn up to 150,000 Membership Reward points with $20,000 spent!

While the American Express Platinum Card also has the same earn rate as The American Express® Platinum Credit Card of 2 MR points for every $1.60 spent, there are many more perks that make this premium Card an attractive one.

Most users may notice the annual Card fee of $1,712, but the perks that a Card Member enjoys can easily outweigh this fee!

  • $800 in travel credits annually
  • Complimentary hotel stays worth up to $1,200
  • Access to airport lounges and benefits at hotels worldwide
  • Access to the Love Dining program for up to 50% off at selected hotels and restaurants

Card Members can also enjoy the Double Rewards promotion on their spend from now until 20 July 2020, bumping up the earn to 4 Membership Reward points per $1.60 spent, making it a very attractive card for all your expenses. CardUp spend is also eligible for this double-earn promotion, and in perfect timing for the income tax season!

 

Upon spend of $20,000:

Welcome bonus 75,000 Membership Rewards points upon spending $20,000 in the first 6 months of Card Membership
CardUp exclusive bonus 25,000 Membership Rewards points when applied through the link below
Base earn

50,000 Membership Rewards points, based on doubled 4 Membership Rewards points earned per S$1.60 spent locally (CardUp spend included!) - valid until 20 July 2020.

Terms and Conditions apply.

Total MR / miles earned 150,000 Membership Rewards points

= Approximately 83,330 KF miles
Effective mile per dollar Approx 4.16 miles per dollar spent

APPLY NOW

 


 

Apply for your new American Express Card by 31 July 2020, and enjoy these exciting offers and exclusive bonuses when you pay with your new Card! Terms and conditions apply.

Calculate how much you can be earning with our new rewards calculator!